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At PA Central Credit Union, we have loans for
all your life plans. Whatever the objective, from making home improvements
to building your dream house; from funding a college education to
taking a vacation. See your credit union first for great rates and
flexible terms to achieve your financial goals.
Signature (Personal)
Loans
Your all-purpose loan solution is here! Use
this loan for home improvements, to consolidate high interest debts,
or any other purpose. Borrow up to $10,000 for up to 5 years. Your
signature and good credit are all we need.
 
ATLAS (Leasing Alternative)
This car buying option offers an alternative
to leasing. This balloon loan vehicle program allows our members
the ability to finance a vehicle with monthly payments considerably
lower than conventional financing and traditional leasing.
Vehicle Loans
New Vehicles
Take advantage of our low rates
and flexible terms, and up to 100% financing of the sticker
price. Use this loan to buy a new car, truck, van, sport utility
vehicle, or motorcycle. Terms range up to 6 years. Financing includes
taxes, tags or registration.
Used Vehicles
If a preowned vehicle is what you had in mind, we can offer great
loan values. Finance up to 100% of the Kelley
Blue Book Value, and with the money our rates
and terms will save you, you can buy more car! Terms range up
to 5 years. Financing includes taxes, tags or registration.
Mobile Home/Recreational
Vehicle Loans
New Mobile Homes/RV's
Whether it is for land or sea, PA Central Credit Union can help! Loans for
a new recreational vehicles and mobile homes are available with
financing options at up to 80% of the NADA Book Retail Value. Vehicles
covered include dirt bikes, trailers, campers, motor homes, snowmobiles,
ATVs, boats and other marine vehicles. Terms of up to 10 years (120
months) are available. Used Mobile Homes/RV's
PA Central Credit Union is your solution for no hassle financing of used
recreational vehicles or used mobile homes of all types. The Credit
Union will finance any used recreational vehicles at up to 70% of
the NADA Book Retail Value for up to a 7 yr. (84 month) term.
Home Equity Loans
Think about what you could do! Add a deck,
kitchen or bath, pay for an education, take a special vacation and
more. Your opportunities are unlimited! Plus the interest you pay
on your home equity loan is usually tax deductible (consult your
tax advisor). We have two options available. Fixed Rate Home Equity Loan
Take advantage of our low rates and choose terms up to 20 years. You can borrow up to 90% of the equity in your home
minus your first mortgage.
Variable Rate Home Equity Line of Credit
With our Home Equity Line Of Credit you can borrow
up to 90% of the equity in your home minus your first mortgage.
Borrow funds to meet your financial needs.
Share Secured Loans
Use the accumulated funds in your Share Savings
account to secure your loan. Loans fully secured by shares deposited
in the credit union offer an attractive low fixed rate of interest.
Plus, you won't have to take your money out of your savings, so
you can save for the future while you take care of today's needs. Call
the credit union at 800-356-3875 for more details.
Student Loans (PHEAA)
Don't let money stand in the way of an education!
The Pennsylvania Higher Education Assistance Agency (PHEAA) and PA
Central offer a variety of ways to assist you if you are seeking finances
for continuing education. Each loan type offers rates and terms. Call
the credit union at 800-356-3875 for more details.
VISA Platinum Choose the card that fits your financial needs. Our VISA Platinum credit cards were designed with you in mind. They are perfect for shopping, travel, tracking business expenses, and much more! Our VISA Program offers:
- Platinum Card with Cash Back - Earn up to 1% cash back on all new purchases!
- Platinum Card with Bonus Points - Earn 1 point for every dollar spent on new purchases and redeem points for gifts or travel!
- Platinum Card without Rewards - Enjoy the prestige of owning a Platinum card!
In addition, there are no annual fees, no application fee, low annual percentage rates, and 25-day grace period for purchases. Cash advances and balance transfers are available.
You can also review your VISA accounts anytime, online at eZCardInfo.
Verified by VISA – Security for Online Purchases
Using your PA Central Credit Union VISA Platinum Card for shopping online just got safer. Introducing Verified by Visa. Learn More
Mortgage Services
Pennsylvania Central can help finance the home
of your dreams! Our full line of mortgage products offer personalized
service and competitive rates.
Refinancing
Options
Refinance or trade-in your loan balance owed
to any other financial institution or lender using our existing,
competitive rates. Call
the credit union at 800-356-3875 for our rates and terms.
Credit Insurance
Protect your financial future, Credit Life
and Credit Disability insurance are available on most loans for
a minimal cost. Call
the credit union at 800-356-3875 for current rates and terms.
Call Us Now: PA Central Credit Union
(717)564-4661 or (800)356-3875. |
