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Member Services

Automatic Credit and Debit Card Protection

In order to combat theft and fraud, PA Central Credit Union automatically protects your PA Central Debit and Credit Cards 24 hours a day, seven days a week. For this reason, we ask that you contact us any time you are going out of town on vacation, family matters or business, so we can note changes in your card use patterns, and ultimately protect you from potential fraudulent activity.

Contacting PA Central Credit Union is simple and convenient. Either call us toll free at 1-800-356-3875 or email us at And remember, at Pa Central Credit Union, Our Goal Is Your Trust.


Direct Deposit

You can arrange to have your regular paychecks, Social Security, Civil Service, retirement and other recurring checks from the federal government deposited directly into your account. Not only is Direct Deposit convenient, it's also the safest way to get money into your account, with no threat of lost, stolen or damaged checks. And best of all, it's free!

Direct Deposit Authorization


Payroll Deduction

Use the convenience of payroll deduction to save, invest or make loan payments. Money is automatically deducted from your paycheck and sent to your credit union account. Check with your payroll department for the required forms or contact the credit union.

Payroll Deduction Authorization


Deposit Ticket

Use this form to make a deposit at a branch office.

Deposit Ticket


Change Of Address

Use this form to let the credit union know how to contact you, when you move.

Change Of Address Form



Skip a payment on your qualifying loan(s)* with us. The money you save can be used for a great vacation, home renovations or any plans.

There is a low processing fee per loan to be payment free for a month. We'll deduct the fee from your Share Savings or Checking Account for you. Your payment will be deposited into your Share Savings Account if you make your loan payments automatically with Payroll Deduction or Direct Deposit. If your payment is made through Virtual Branch, please remember to change your scheduled payment so the amount is not automatically deducted. Interest will continue to accumulate on your loan during the month you skip your payment.

*Excludes credit card.


RITA (Audio Response Service)

Access your accounts 24-hours a day, seven days a week. All you need is a touch-tone phone, your account number and your PIN (Personal Identification Number). You can:

  • Check balances.
  • Transfer money between accounts.
  • Transfer loan payments.
  • Review what checks have cleared.
  • Review deposits.
  • Check your last year's dividends.
  • Bulletin Board/information updates.

Simply call toll-free at 800-448-7482 or 800-448-RITA.


Travelers Cheques

American Express Traveler's Cheques are available through PA Central Credit Union, featuring the "Checks for Two" option. Both Single-Signature Checks and "Checks for Two" are free to our customers!


Money Orders

Money Orders are available to our customers at a fee of $2.00 each. Use them to pay bills that require checks or money orders, for gifts, or for any other type of purpose.


Wire Service

PA Central offers domestic wiring service for its members.

Wiring Instructions



Free notary service is available to our customers. We encourage you to contact PA Central Credit Union first to make sure notary is available at your nearest branch.


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