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Money Management


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Disclosures

There are many tasks you need to accomplish each day, and managing your money is one of them. Your credit union has money management services that give you access to your accounts, and allow you to conduct financial transactions from anywhere, at anytime. Services so fast, easy, and convenient that you'll wonder how you lived without them.

MVP Program
This package of credit union services is designed to provide special benefits to account holders who maintain an active checking account. Customers will receive free checks and special rates on specified products and services.

Enjoy...

  • Free Checks (select styles)
  • Preferred investment rates (with active share draft account)


Share Draft/Checking
Look no further for free checking! No minimum balance required. No monthly or per check charges. The Credit Union provides free checks to all customers with share draft accounts (select styles). Competitive dividend rates on balances over $1,500 and free overdraft protection. Dividends are calculated daily and paid quarterly.


Virtual Branch
With this FREE, service you can conduct almost any transaction you would at the credit union, conveniently online. Whether it's 12 noon or 12 midnight, with Virtual Branch you can:

  • Verify account balances
  • Transfer funds between accounts
  • Review account histories
  • Pay bills for free
  • Obtain free check imaging
  • Make loan payments
  • Make loan advances (Home Equity Lines of Credit)
  • Make check deposits online (eDeposits)

Pay Bills For FREE!
No more stamps and no more last minute trips to the mailbox. Pay your bills on time, everytime with Virtual Branch. Simply setup your payment list for one time or recurring bills. Payments are made directly from your PA Central Credit Union account.

Virtual Branch is also available for your wireless device. Call or stop by the credit union branch nearest you to sign up for this FREE service.


VISA Check Card (Debit Card)
PA Central Credit Union offers a convenient VISA Check (Debit) Card that can be used anywhere VISA is accepted - - that's more than 10 million places worldwide! Your PA Central Credit Union VISA Debit Card can be used at ATM machines and at point-of-sale merchants (such as grocery stores and gas stations). Purchases made with your VISA Debit Card will automatically be deducted from your Share Draft (checking) Account. Plus, PA Central Credit Union is part of a Non-Surcharge ATM alliance! Just look for this symbol on any ATM machine and you will not be surcharged! For a listing of Surcharge Free ATMs, please click on the link.


Direct Deposit
You can arrange to have your regular paychecks, Social Security, Civil Service, retirement and other recurring checks from the federal government deposited directly into your account. Not only is Direct-Deposit convenient, it's also the safest way to get money into your account, with no threat of lost, stolen or damaged checks. And best of all, it's free!


Payroll Deduction
Use the convenience of payroll deduction to save, invest or make loan payments. Money is automatically deducted from your paycheck and sent to your credit union account. Check with your payroll department for the required forms or contact the credit union.


RITA (Audio Response Service)
Access your accounts 24-hours a day, seven days a week. All you need is a touch-tone phone, your account number and your PIN (Personal Identification Number). You can:

  • Check balances.
  • Transfer money between accounts.
  • Transfer loan payments.
  • Review what checks have cleared.
  • Review deposits.
  • Check your last year's dividends.
  • Bulletin Board/information updates.
Simply call toll-free at 800-448-7482 or 800-448-RITA.

Call Us Now: PA Central Credit Union
(717)564-4661 or (800)356-3875.

 

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