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We have a variety of savings and investment options to help
you acheive your financial planning goals today and tomorrow.
Share Savings Account
You can join PA Central Credit Union by opening
a share savings account and maintaining a balance of $5. Once you
do, you are immediately eligible to apply for our other quality
services. Share Savings accounts earn dividends on a day-of deposit
to day-of-withdrawal calculation. Dividends are calculated daily
and paid quarterly on a minimum share balance of $50 or more.
Share
Draft (Checking)
Look no further for free checking! No minimum
balance required. No monthly or per check charges. The Credit Union
provides free checks to all customers with share draft accounts (select
styles). Competitive dividend rates on balances over $1,500 and
free overdraft protection. Dividends are calculated daily and paid
quarterly.
Market Index Certificate and Market Index IRAs
Enjoy the security of an insured Certificate with
the earning power of the stock market. Dividends are based on the
Standard & Poor's 500. If the S&P 500 is higher when your
certificate matures than when it was established, you earn a percentage
of the increase; however, if it is lower, you don't lose a penny
of your initial deposit. It is a comfortable way to stretch your
earning power.
Money Market Account
You can enjoy a competitive market interest rate,
easy access to your funds and peace of mind knowing your money is
federally insured. Invest in our Money Market with a minimum of
$2,500 and you can make up to six withdrawals per month. Dividends
are calculated daily and paid quarterly.
Term Share Certificates
Invest with confidence in a PA Central Credit Union certificate.
With a minimum of $1000, account holders can open a certificate with terms
from 3 months to 5 years. All rates are
fixed for the certificate term. Dividends are calculated daily and
paid quarterly.
IRAs (Individual Retirement Accounts)
Plan for your future with an IRA from PA Central Credit Union. Our Accumulative IRA operates very much like a regular share
savings account. Open your IRA with a minimum initial deposit and
make additional deposits as you wish. Our Certificate IRAs earn
a higher rate of interest. They are available in terms of 1 year,
18 months, 3 years and 5 years. Our IRA Certificates require a minimum
$1,000 deposit. Roth IRAs and an Educational IRA are also available
at the credit union. Dividends are calculated daily and paid quarterly.
Your IRA deposits may be tax deductible. We suggest you consult
your attorney, accountant, financial or tax advisor with regard
to your personal tax situation.
Club Accounts
Plan for the holidays next year, or plan for your
next vacation. You can establish a Christmas Club and/or Vacation
Club account with PA Central Credit Union at any time during the year.
Deposits and withdrawals can be made at any time. Dividends are
calculated daily and paid quarterly. No application forms necessary. Just stop by
or call PA Central Credit Union.
Call Us Now: PA Central Credit Union
(717)564-4661 or (800)356-3875. |
