Term Share Certificates

Letting Your Money Grow

Our Term Share Certificates Accounts are among the safest ways to diversify your investment portfolio or to add to the income you need today.

These accounts are the credit union industry’s versions of certificates of deposit (CDs) that financial institutions offer. In the same way you can with CDs, you can deposit money to your Term Share Certificates Accounts for a fixed term and earn a higher dividend rate. Dividends are calculated daily and paid quarterly. View our rates to see which term is right for you.

Some Important Benefits Of Term Share Certificates To Consider:

Peace Of Mind: A very important aspect of our Term Share Certificates is that all rates are fixed for the certificate term, giving you true peace of mind - no matter what the headlines say.

Never A Gamble: Our Term Share Certificates are Federally Insured and thereby virtually risk-free - which is a smart move, especially in today’s uncertain economy.

Offering You A Choice: With terms starting as low as 3 months and going up to 60, we have a Term Share Certificate level that is right for you

Low Minimums To Get Started: With just $1000.00, you can get started with a Term Share Certificate. No matter at what level you begin, your money is safe and growing in a Term Share Certificates.

Higher Interest Rates: Another advantage of a Term Share Certificates with PA Central Credit Union is that we can generally offer higher rates than you might find on CDs at a financial institution.