A PA Central Checking account provides access to your money when and where you need it. No minimum balance requirements. No monthly fees. It’s worry free checking. And your funds are insured up to $250,000.00 by the NCUA.


Offering You Convenience and Security

It’s easy to earn 2.02% APY* with your PA Central HD Checking Account.

All you need is:

  • Virtual Branch Online Banking
  • Direct Deposit of $250 or More a Month
  • 12 or More Signature Debit Card Transactions a Month

There’s no need to sign up! You’ll automatically earn 2.02% APY* each month you qualify.

HD Checking Logo - Earn 2.02% APY

Additional Benefits:
Direct Deposit
Free Instant-issue and Personalized Debit Cards
Card Controls With Free CardGuard
Nationwide network of no surcharge ATM’s
Free Online Bill Pay

* APY is Annual Percentage Yield. 2.02% APY is paid on checking account balances up to $75,000.00
** To apply for our checking account, you must already have a PA Central FCU savings account.