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It has been proven that following a budget can improve financial well being and overall financial fitness of consumers, but it can be hard to know where to start.

PA Central is providing a downloadable “Sample Family Budget” (an Excel file) that you can download, edit and use. It’s an easy starting point for creating a monthly budget for you or your your family. Having a budget keeps your spending in check and makes sure your savings are on track for the future.

Starting a budget will move you closer to feeling in control of your finances.

Monthly Budget Template (Excel File)

PA Central Monthly Family Budget sample document