Looking for a checking solution that fits you? Well, you've found it right here at PA Central Credit Union. We offer free checking with NO minimum balance required and NO monthly or per-check fees!

HD Checking with 1.00% APY

Enjoy a great 1.00% APY rate with PA Central's HD Checking. You'll earn dividends on balances between $500.00 and $25,000.00 just by:

  • A direct deposit of $250.00 or more each month
  • 12 signature based PA Central Debit Card transactions each month
  • Enrollment in Virtual Branch Online Banking and e-Statements 

VISA® Debit Card
The Ultimate In Convenience!

Access your account 24 hours a day, 7 days a week!

With the PA Central Credit Union VISA® Debit Card, you've got point-of-sale purchasing power with no ID hassles or checks to write. Whether you need a Debit Card or an ATM Card, this card works for you.

  • No More Check Writing Hassles!
  • Use YOUR VISA Debit Card Like A Credit Card For Reservations & Purchases!
  • Accepted Wherever You See The VISA Logo!
  • Use It At Over 19 Million Businesses And ATMs Worldwide!
  • No Interest Charges - Money Is Deducted From Your Checking Account!

Two Convenient Cards In One!

Use your PA Central Credit Union VISA Debit Card to make purchases without writing a check. Simply present or swipe the card and choose credit, then sign the sales receipt.
You can also ask for cash-back with your purchase. Simply choose debit, enter your pin, then select the amount of cash you want. Your purchase amount and any cash-back you request are automatically deducted from your PA Central Credit Union Checking Account. It's that simple.
And of course, you can withdraw cash, verify account balances, and transfer funds between accounts right at the ATM!

You Owe It To Yourself To Get Started

Stop by a branch or call (717) 564-4661 to get started.



Apply for a PA Central Checking Account

Just click HERE to download and print an application. Then simply bring it to any one of our branches!

Apply for a PA Central Debit Card

Click HERE to download and print a PA Central Debit Card Application. Then simply bring it in to any one of our branches!

Order Checks Online

Click  HERE to order checks online.

Report a lost or stolen VISA Check or Debit Card

Please call 800-472-3272 to report a lost or stolen VISA Check or Debit Card.