Visa Credit Card

Our VISA® Card is designed with you in mind. It's perfect for shopping, travel, tracking business expenses, and much more! Enjoy the prestige of owning a VISA Card and experience the benefits of all that it has to offer!
In addition, there are no annual fees, no application fee, low annual percentage rates, and a 25 day grace period for purchases. Cash advances and balance transfers are available. 

Click HERE to apply for an Individual TRADITIONAL PA Central VISA Credit Card.

Click HERE to apply for a Joint TRADITIONAL PA Central VISA Credit Card.
Click HERE to apply for an Individual REWARDS VISA Credit Card.
Click HERE to apply for a Joint REWARDS VISA Credit Card.

 

Personal/Signature Loans

Our Personal/Signature Loans can help you save when you need it most. Great for emergencies or essentials, these loans make purchases more affordable and are a smart solution for many situations. Remodel the house, upgrade your furniture, consolidate debt and more. We want to help you meet your needs and develop a plan you can afford with a PA Central Credit Union Personal/Signature Loan. Borrow up to $20,000 for up to 5 years. Your signature and good credit are all we need.

 

New Vehicle Loans

Take advantage of our low rates and flexible terms, and up to 100% financing of the sticker price. Terms range up to 6 years. Financing includes taxes, tags or registration.

 

Used Vehicle Loans

If a pre-owned vehicle is what you had in mind, we can offer great loan values. Finance up to 100% of the Kelley Blue Book Value, and with the money our rates and terms will save you, you can buy more car! Terms range up to 5 years. Financing includes taxes, tags or registration.

 

Home Equity Loans & Refinancing

With the assessed equity in your home and one of our Home Equity Loans, you can reach just about any financial goal. Our Home Equity Loan is a one-time loan with no future advances. You hold the key to unlock all the possibilities. You’ve been working to pay off that mortgage – let that hard work pay you back!
Do you have plans or a wish-list for someday? With our Home Equity Loan, someday can be today! Redecorate on your schedule, and increase the value of your home at the same time! Pay off debt, and get ahead. Finance an education, and start the future off right. Our Fixed Rate Home Equity Loan is a one-time loan with no surprises; your interest rate remains fixed over the term of the loan

 

HELOC

A Home Equity Line Of Credit is a form of revolving credit in which your home serves as collateral. Because your home is your most valuable asset, a PA Central Home Equity Line Of Credit might be the answer for major items like education, home improvement, or medical bills.

DISCLOSURES
WHAT YOU SHOULD KNOW ABOUT HOME EQUITY LINES OF CREDIT
IMPORTANT TERMS OF OUR HOME EQUITY LINE OF CREDIT PLAN

Consult a tax advisor for further information regarding the deductibility of interest and charges.
 

 

Credit Insurance

Protect your financial future. TruStage®* Credit Life and Credit Disability Insurance is available on most loans. Call the credit union at 800-356-3875 for details on Credit Life and Credit Disability Insurance, including exclusions, limitations, and benefits.
*TruStage® Credit Life and Credit Disability Insurance are underwritten by CUNA Mutual Insurance Society. Coverage is voluntary and not required to obtain a loan.

 

To get started on any loan, simply fill out a loan application. If you have any questions, please stop by one of our branches or contact the Loan Department at 717-564-4661 or Toll Free at 800-356-3875.

 

To check out our rates for any loan, click HERE