FINANCIAL ACCOUNTS

                 

 

           

RATE

 

APY

 

Share (Savings) Account

             

 

 $         50.00

to unlimited

       

0.10%

 

0.10%

 

                 

 

Money Market Account - Maximum 6 withdrawals/month

   

 

 $   2,500.00

minimum to earn APY

     

0.15%

 

0.15%

 

 $ 10,000.00

minimum to earn APY

     

0.20%

 

0.20%

 

 $ 25,000.00

minimum to earn APY

     

0.25%

 

0.25%

 

 $ 50,000.00

minimum to earn APY

     

0.30%

 

0.30%

 

     

 

   

 

     

 

HD Checking 
 

No monthly fee 
$500 minimum bal 
to earn APY   
 
        1.00%   1.00%  
Qualifications (Monthly)
  • Enrollment in
    Virtual Branch and
    e-Statements
  • Direct Deposit of
    $250.00 or more
  • 12 or more
    signature based
    Debit Card
    transactions
               

Regular Checking

 

No minimum balance
No monthly fee

       

0.00%

 

0.00%

 

                 

 

Christmas & Vacation Clubs

           

 

 $           1.00

to unlimited

       

0.10%

 

0.10%

 

                 

 

                 

 

           

REGULAR

 

IRAs

         

Rate

 

APY

 

1 Year Certificate

       

0.40%

 

0.40%

 

18 Month Certificate

       

0.55%

 

0.55%

 

3 Year Certificate

       

0.75%

 

0.75%

 

5 Year Certificate

       

1.25%

 

1.26%

 

1 Year Educational

       

0.40%

 

0.40%

 

Accumulative

         

0.25%

 

0.25%

 

                 

 

Certificates

         

REGULAR

 

Minimum

         

Rate

 

APY

 

 $   1,000.00

(3 month)

       

0.25%

 

0.25%

 

 $   1,000.00

(6 month)

       

0.30%

 

0.30%

 

 $   1,000.00

(12 month)

       

0.40%

 

0.40%

 

 $   1,000.00

(24 month)

       

0.55%

 

0.55%

 

 $   1,000.00

(36 month)

       

0.75%

 

0.75%

 

 $   1,000.00

(48 month)

       

1.00%

 

1.00%

 

 $   1,000.00

(60 month)

       

1.25%

 

1.26%

 

Special Certificates (Limited Time Only)              

 

$    1,000.00                      (12 month)  

      0.85%   0.85%

 

$    1,000.00

 (24 month)

       

1.15%

 

1.15%

 

$    1,000.00

 (36 month)

       

1.45%

 

1.46%

 

New Deposits Only

 

       

 

 

 

 

 

 

Local:  717-564-4661

Toll Free:  800-356-3875

Fax:  717-564-1503

E-mail:  info@pacentralfcu.com

LOAN RATES

 

         

 

     

RATE

   

Personal Signature

 

8.99%*

 

 

5 year max. term

       
           
           
           
           

Vehicle Loans

   

as low as

 

Up to 72 months

 

3.49%*

   

73 to 84 months ($12,000 minimum)

4.24%*

   

110% financing

       
           
           
           
     

Loan-To-Value

Home Equity Loans

 

up to 80%

 

81 - 100%

Fixed - Up to 5 years

 

3.99%

 

4.49%

Fixed - Up to 10 years

 

4.49%

 

4.99%

Fixed - Up to 15 years

 

4.99%

 

5.49%

Fixed - Up to 20 years

 

5.99%

 

6.49%

           

Variable - Up to 15 years

 

4.00%

 

4.00%

     Index:  Prime Rate + Margin

     

     Application fee: $50           Closing fee: $100

   
           

New/Used RV

   

8.99%

   

80% financing of retail book value

     

10 year max. term

       
           

Share Secured Loan

 

3.99%

   
           
VISA Credit Cards     CLICK HERE  

 

 

 

 

 

 

 

   

 

 

 

 

   

 

   
           
           

Mortgages

         

Rates and fees are available through the loan department.

   

 

         
           

*The rate listed is based on the applicant's credit worthiness and may vary from that shown above.

   

 

   
           
           
           
         
         
         

Rates & fees are effective as of 6/14/2017 and are subject to change at any time. 
Deposit rates are expressed as Annual Percentage Yields. Loan rates are expressed as Annual Percentage Rates
 

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Rate Calculator

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(Please be aware that this rate calculator is not a guarantee of credit)