Credit Card Holders:  Effective May 7th, new MFA security will be in place to log into the credit card portal.  Learn More.

A balance transfer is an excellent way to refinance existing high interest credit card debt to our low interest 9.90% APR or 12.49% APR uChoose Rewards VISA card.

Contact our cards department if you have any questions or get started by submitting a Balance Transfer Request Form.

You Can Count On Benefits with a PA Central Credit Card.

Access Your Score

Get free access to your Credit Score with Credit Sense. You’ll have access to:

  • Daily Access to your Credit Score
  • Real-Time Credit Monitoring Alerts
  • Credit Score Simulator
  • Personalized Credit Report

Account Protection

ZERO $0 Liability on unauthorized charges and fraud alerts.
Card controls to turn your VISA on/off and receive purchase alerts.

NO Annual Fee

  • No Annual Fees.
  • No Transfer Fees.
  • No Transaction Fees.

No Surprises. Period.
Just LOW non-variable rates that never change or expire.

📚 Visit our Financial Fitness Hub “Building Financial Capability” module for mini self-guided financial lessons on debt management, budgeting and tips on developing healthy financial habits.