Virtual Branch Online Banking and Bill Pay are available to make banking online and managing payments — Easy!

  • The first time you log-in, you will be prompted to accept new Terms and Conditions.
  • You may be asked for your mobile phone # and email.
  • Bill Pay is filled with great features and an online payment center that makes it fast and easy to pay all your bills in one place.
  • You can make mobile deposits electronically by using your mobile device and our PA Central Mobile App.

When logging into Virtual Branch Online Banking from your desktop, it is recommended that you use the most current version of your favorite internet browser.

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Virtual Branch Online Banking Tutorial & Click-Through Demo



Bill Pay Allows You to Make Payments to Companies & People — Easily!

User-friendly | No Checks | No Stamps | No Hassle

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Whether you are paying a utility bill or sending money to a friend or family member — you can schedule and make payments in Virtual Branch or through the PA Central Mobile App (You must be enrolled in Virtual Branch to use Bill Pay.)


How to Pay Bills Using Bill Pay

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Getting Started

Sign in to PA Central’s Virtual Branch or the PA Central Mobile App and select Pay Bills to open the Payment Center where you can set-up and add companies or people you would like to pay.

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Add a Payee and Make a Payment

Select Add a Company or Person
(The screen to the left will appear.)


Identify the payee as a Company or a Person.


Enter the requested information for the new payee. You will need your account number and the physical billing address for the business you are setting up/paying.


Submit to create the payee record.


To make a payment — select a payee, enter payment amount, enter deliver date, then choose Send Money to submit your payment. Options for scheduling automatic payments are available here.


Bill Pay Tutorial & Click-Through Demo