Consolidate your loans, buy your dream car,
or access the cash you need!

Personal/Signature Loans

Our Personal/Signature Loans can help you save when you need it most. Great for emergencies or essentials, these loans make purchases more affordable and are a smart solution for many situations. Remodel the house, upgrade your furniture, consolidate debt and more. We want to help you meet your needs and develop a plan you can afford with a PA Central Credit Union Personal/Signature Loan.

Borrow up to $20,000 for up to 5 years. Your signature and good credit are all we need.

Vehicle Loans

Take advantage of our low rates and flexible terms, and up to 120% financing of the sticker price.

If a pre-owned vehicle is what you had in mind, take advantage of our low rates and flexible terms, and up to 120% of retail book value. With the money our rates and terms will save you, you can buy more car! Terms range up to 7 years. Financing includes taxes, tags and registration.

The Auto Options Program combines the benefits of a conventional loan with the flexibility of a lease. With this program you only pay for what you use which saves you money on your car payments. Visit our Auto Options page for more information.

LIMITED Time Low Rate!
Home Equity Loans & Refinancing

With the assessed equity in your home and one of our Home Equity Loans, you can reach just about any financial goal. Our Home Equity Loan is a one-time loan with no future advances. You hold the key to unlock all the possibilities. You’ve been working to pay off that mortgage – let that hard work pay you back!

Do you have plans or a wish-list for someday? With our Home Equity Loan, someday can be today! Redecorate on your schedule, and increase the value of your home at the same time! Pay off debt, and get ahead. Finance an education and start the future off right. Our Fixed Rate Home Equity Loan is a one-time loan with no surprises; your interest rate remains fixed over the term of the loan.

HELOC is a form of revolving credit in which your home serves as collateral. Because your home is your most valuable asset, a PA Central Home Equity Line Of Credit might be the answer for major items like education, home improvement, or medical bills.
We recommend that you review *HELOC Disclosures & Home Equity Terms for our Line of Credit Plan. Consult a tax advisor for further information regarding the deductibility of interest and charges.

* Download Home Equity Disclosures