Trust your intuition. PA Central FCU will never ask you to provide any kind of confidential or financial details via a text or email request. 📢 Review important info on threats here.

E-ZPay online portal logo

Welcome to NEW and IMPROVED E-ZPAY Payment Portal!

You can make a payment to your PA Central FCU loans from any external account.
Pay on our website or your mobile device.

E-ZPAY is a fast, secure and easy way to make your PA Central auto payment, home equity or personal loan payment online. Loan payments* are made in REAL-TIME and currently can not be scheduled in advance.

>>>> PA Central Credit Card payments can only be made through our credit card portal or in “My Cards” feature on our Mobile App. <<<<

NEW! 📲Loan Text Reminders (beginning in January 2024!)
If PA Central has your cell phone on file, you will receive a text reminder notification that your loan payment is due in 5 days and/or that your loan was due 7 days ago. Each text message will include a personal link that will take you directly to E-ZPAY. If you have already created a login for E-ZPAY, you’ll be prompted to add your 4-dight PIN. To continue, follow the steps for making your payment. Members who have set up ACH or other automatic payment for their loan(s) will still receive a reminder. You can opt out of receiving text reminders by responding STOP.

Use E-ZPAY to make a monthly payment or whenever it’s more convenient than putting a check in the mail. There’s no sign up required. A processing fee of $5.99 will apply.

You will need the following information to submit loan payment:

  • Your 5-Digit Member Account Number**
  • Loan holders date of birth
    ** If you do not know your 5-Digit Member Account Number, contact us (Monday through Saturday during business hours) and we will assist you.
  • Payment amount
  • Debit Card or ACH Payment information


*Loan payments are credited the same business day.

PA Central Credit Card payments can only be made through our credit card portal or in “My Cards” feature on our Mobile App.