Use your PA Central FCU VISA credit card and take advantage of our LOW rates.
Need a little more financial flexibility? Apply for a credit limit increase to help cover expected and unexpected expenses—from holiday shopping and travel to winter tires and everyday purchases.
Transfer high balance department store cards or banks cards and save $$$ on interest paid.
Use your LOW rate PA Central VISA card
and save money annually.
Compare and see what you save using Our VISA Credit Card!
| 2025 Interest Rates | Avg. Credit Card Balance | Monthly Payment | Months to Pay Off Debt | Total Interest Paid | |
| Industry Avg. 21.16% | $6,500 | $200 | 48 | $3,259 | |
| PA Central’s 9.90% APR VISA | $6,500 | $200 | 38 | $1,101 | |
| PA Central’s 12.49% APR Rewards VISA | $6,500 | $200 | 40 | $1,479 | |
