Financial Accounts

Share (Savings) Account

RATE
$50.00 to unlimited
0.10%

Money Market Account

Maximum 6 withdrawals/month
RATE
APY
$2,500.00
minimum to earn APY
0.25%
0.25%
$10,000.00
minimum to earn APY
0.30%
0.30%
$25,000.00
minimum to earn APY
0.50%
0.50%
$50,000.00
minimum to earn APY
0.75%
0.75%

HD (Rewards) Checking

No monthly fee | Monthly qualifications
RATE
APY
$75,000.00 Maximum
2.00%
2.02%

HD Plus (Rewards) Checking

No monthly fee | Monthly qualifications
RATE
APY
$75,000.00 Maximum
3.00%
3.04%

Regular Checking

No minimum balance No monthly fee
RATE
APY
0.00%
0.00%

Christmas & Vacation Clubs

RATE
$1.00 to unlimited
0.10%
0.10%

IRA's

Regular Rates
RATE
APY
1 Year Certificate
1.50%
1.51%
18 Month Certificate
1.75%
1.76%
3 Year Certificate
1.75%
1.76%
5 Year Certificate
2.25%
2.27%
1 Year Educational
1.50%
1.51%
Accumulative
0.25%
0.25%

Certificates

Minimum deposit $1,000.00/Rates & Terms vary
RATE
APY
$1,000.00
(3 month)
0.75%
0.75%
$1,000.00
(6 month)
1.25%
1.26%
$1,000.00
(12 month)
1.50%
1.51%
$1,000.00
(24 month)
1.75%
1.76%
$1,000.00
(36 month)
1.75%
1.76%
$1,000.00
(48 month)
2.00%
2.02%
$1,000.00
(60 month)
2.25%
2.27%
>SPECIAL CD<
$1,000.00 (9 Months)
2.00%
2.02%
>SPECIAL CD<
$1,000.00 (15 Months)
4.00%
4.06%

Loan Rates

Personal Signature

RATE
5 year max. term
9.99%*
*The rate listed is based on the applicant’s credit worthiness and may vary from that shown above.

Vehicle Loans

As Low As
Up to 84 months
5.99%*
Auto Options
36-72 months up to 120% LTV
5.99%*
*The rate listed is based on the applicant’s credit worthiness and may vary from that shown above.

Home Equity Loans

As Low As
up to 80%
81-100%
Fixed – Up to 5 Years
5.75%
5.75%
Fixed – Up to 10 years
5.75%
5.75%
Fixed – Up to 15 years
6.49%
6.49%
Fixed – Up to 20 years
6.99%
6.99%
Variable – Up to 15 years
8.50%
8.50%
Index: Prime Rate + Margin
Application fee: $50
Closing fee: $100

Share Secured Loan

3.99%

Credit Cards

VISA UChoose Rewards Credit Card
12.49%
VISA Traditional Credit Card
9.90%

Mortgages

Rates and fees are available through the loan department

Rates & fees are effective as of 03/01/2023 and are subject to change at any time.

Deposit rates are expressed as Annual Percentage Yields. Loan rates are expressed as Annual Percentage Rates.


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in the Car of your Dreams!
Rates as Low as 5.99% APR

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*Rate is based on credit worthiness.

Rates Calculator

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Click here or on the image above to begin calculating your rates.
(Please be aware that this
rate calculator is not a guarantee of credit)