Financial Accounts
Share (Savings) Account
RATE
$50.00 to unlimited
0.10%
Money Market Account
Maximum 6 withdrawals/month
RATE
APY
$2,500.00
minimum to earn APY
0.15%
0.15%
$10,000.00
minimum to earn APY
0.20%
0.20%
$25,000.00
minimum to earn APY
0.25%
0.25%
$50,000.00
minimum to earn APY
0.30%
0.30%
HD (Rewards) Checking
No monthly fee
RATE
APY
$75,000.00 Maximum
Monthly Qualifications
Monthly Qualifications
2.00%
2.02%
Regular Checking
No minimum balance No monthly fee
RATE
APY
0.00%
0.00%
Christmas & Vacation Clubs
RATE
$1.00 to unlimited
0.10%
0.10%
IRA's
Regular Rates
RATE
APY
1 Year Certificate
0.55%
0.55%
18 Month Certificate
0.75%
0.75%
3 Year Certificate
0.85%
0.85%
5 Year Certificate
1.25%
1.26%
1 Year Educational
0.55%
0.55%
Accumulative
0.25%
0.25%
Certificates
Minimum deposit $1,000.00/Rates & Terms vary
RATE
APY
$1,000.00
(3 month)
0.25%
0.25%
$1,000.00
(6 month)
0.35%
0.35%
$1,000.00
(12 month)
0.55%
0.55%
$1,000.00
(24 month)
0.75%
0.75%
$1,000.00
(36 month)
0.85%
0.85%
$1,000.00
(48 month)
1.00%
1.00%
$1,000.00
(60 month)
1.25%
1.26%
Loan Rates
Personal Signature
RATE
5 year max. term
9.99%*
*The rate listed is based on the applicant’s credit worthiness and may vary from that shown above.
Vehicle Loans
As Low As
Up to 72 months
4.74%*
73 to 84 months
5.24%*
120% financing
Auto Options
36-72 months up to 120% LTV
36-72 months up to 120% LTV
4.49%*
*The rate listed is based on the applicant’s credit worthiness and may vary from that shown above.
Home Equity Loans
As Low As
up to 80%
81-100%
Fixed – Up to 5 Years
3.49%
3.99%
Fixed – Up to 10 years
3.99%
4.49%
Fixed – Up to 15 years
4.49%
4.99%
Fixed – Up to 20 years
5.49%
5.99%
Variable – Up to 15 years
4.75%
4.75%
Index: Prime Rate + Margin
Application fee: $50
Closing fee: $100
Application fee: $50
Closing fee: $100
New/Used RV
80% financing of retail book value
10 year maximum term
8.99%
Share Secured Loan
3.99%
Credit Cards
VISA UChoose Rewards Credit Card
12.49%
VISA Traditional Credit Card
9.90%
Mortgages
Rates and fees are available through the loan department
Rates & fees are effective as of 7/8/2022 and are subject to change at any time.
Deposit rates are expressed as Annual Percentage Yields. Loan rates are expressed as Annual Percentage Rates.
Rates Calculator
(Please be aware that this
rate calculator is not a guarantee of credit)
