Financial Accounts

Share (Savings) Account

RATE
$50.00 to unlimited
0.10%

Money Market Account

Maximum 6 withdrawals/month
RATE
APY
$2,500.00
minimum to earn APY
0.15%
0.15%
$10,000.00
minimum to earn APY
0.20%
0.20%
$25,000.00
minimum to earn APY
0.25%
0.25%
$50,000.00
minimum to earn APY
0.30%
0.30%

HD (Rewards) Checking

No monthly fee
RATE
APY
$75,000.00 Maximum
Monthly Qualifications
2.00%
2.02%

Regular Checking

No minimum balance No monthly fee
RATE
APY
0.00%
0.00%

Christmas & Vacation Clubs

RATE
$1.00 to unlimited
0.10%
0.10%

IRA's

Regular Rates
RATE
APY
1 Year Certificate
0.55%
0.55%
18 Month Certificate
0.75%
0.75%
3 Year Certificate
0.85%
0.85%
5 Year Certificate
1.25%
1.26%
1 Year Educational
0.55%
0.55%
Accumulative
0.25%
0.25%

Certificates

Minimum deposit $1,000.00/Rates & Terms vary
RATE
APY
$1,000.00
(3 month)
0.25%
0.25%
$1,000.00
(6 month)
0.35%
0.35%
$1,000.00
(12 month)
0.55%
0.55%
$1,000.00
(24 month)
0.75%
0.75%
$1,000.00
(36 month)
0.85%
0.85%
$1,000.00
(48 month)
1.00%
1.00%
$1,000.00
(60 month)
1.25%
1.26%

Loan Rates

Personal Signature

RATE
5 year max. term
9.99%*
*The rate listed is based on the applicant’s credit worthiness and may vary from that shown above.

Vehicle Loans

As Low As
Up to 72 months
4.74%*
73 to 84 months
5.24%*
120% financing
Auto Options
36-72 months up to 120% LTV
4.49%*
*The rate listed is based on the applicant’s credit worthiness and may vary from that shown above.

Home Equity Loans

As Low As
up to 80%
81-100%
Fixed – Up to 5 Years
3.49%
3.99%
Fixed – Up to 10 years
3.99%
4.49%
Fixed – Up to 15 years
4.49%
4.99%
Fixed – Up to 20 years
5.49%
5.99%
Variable – Up to 15 years
4.75%
4.75%
Index: Prime Rate + Margin
Application fee: $50
Closing fee: $100

New/Used RV

80% financing of retail book value
10 year maximum term
8.99%

Share Secured Loan

3.99%

Credit Cards

VISA UChoose Rewards Credit Card
12.49%
VISA Traditional Credit Card
9.90%

Mortgages

Rates and fees are available through the loan department

Rates & fees are effective as of 7/8/2022 and are subject to change at any time.

Deposit rates are expressed as Annual Percentage Yields. Loan rates are expressed as Annual Percentage Rates.


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Rates Calculator

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(Please be aware that this
rate calculator is not a guarantee of credit)