Financial Accounts

Share (Savings) Account

RATE
$50.00 to unlimited
0.10%

Money Market Account

Maximum 6 withdrawals/month
RATE
APY
$2,500.00
minimum to earn APY
0.15%
0.15%
$10,000.00
minimum to earn APY
0.20%
0.20%
$25,000.00
minimum to earn APY
0.25%
0.25%
$50,000.00
minimum to earn APY
0.30%
0.30%

HD (Rewards) Checking

No monthly fee
RATE
APY
$75,000.00 Maximum
Monthly Qualifications
2.00%
2.02%

Regular Checking

No minimum balance No monthly fee
RATE
APY
0.00%
0.00%

Christmas & Vacation Clubs

RATE
$1 to unlimited
0.10%
0.10%

IRA's

Regular Rates
RATE
APY
1 Year Certificate
0.55%
0.55%
18 Month Certificate
0.75%
0.75%
3 Year Certificate
0.85%
0.85%
5 Year Certificate
1.25%
1.26%
1 Year Educational
0.55%
0.55%
Accumulative
0.25%
0.25%

Certificates

Minimum deposit $1,000.00/Rates & Terms vary
RATE
APY
$1,000.00
(3 month)
0.25%
0.25%
$1,000.00
(6 month)
0.35%
0.35%
$1000.00
(12 month)
0.55%
0.55%
$1,000.00
(24 month)
0.75%
0.75%
$1,000.00
(36 month)
0.85%
0.85%
$1,000.00
(48 month)
1.00%
1.00%
$1,000.00
(60 month)
1.25%
1.26%

Loan Rates

Personal Signature

RATE
5 year max. term
7.99%*
*The rate listed is based on the applicant’s credit worthiness and may vary from that shown above.

Vehicle Loans

As Low As
Up to 72 months
3.49%*
73 to 84 months
3.99%*
120% financing

*The rate listed is based on the applicant’s credit worthiness and may vary from that shown above.

Home Equity Loans

As Low As
up to 80%
81-100%
Fixed – Up to 5 Years
3.49%
3.99%
Fixed – Up to 10 years
3.99%
4.49%
Fixed – Up to 15 years
4.49%
4.99%
Fixed – Up to 20 years
5.49%
5.99%
Variable – Up to 15 years
3.25%
3.25%
Index: Prime Rate + Margin
Application fee: $50
Closing fee: $100

New/Used RV

80% financing of retail book value
10 year maximum term
8.99%

Share Secured Loan

3.99%

Credit Cards

VISA UChoose Rewards Credit Card
12.49%
VISA Traditional Credit Card
9.90%

Mortgages

Rates and fees are available through the loan department

Rates & fees are effective as of 5/26/2020 and are subject to change at any time.

Deposit rates are expressed as Annual Percentage Yields. Loan rates are expressed as Annual Percentage Rates.

Bauer 5-Star Rating June 2020
Trustage Insurance through PA Central Federal Credit Union
Rates Calculator

RATES CALCULATOR

Click here or on the image of the calculator to begin calculating your rates.
(Please be aware that this rate calculator is not a guarantee of credit)