Rates - PA Central Federal Credit Union

Financial Accounts

Share (Savings) Account

RATE

$50.00 to unlimited

0.10%

Money Market Account

Maximum 6 withdrawals/month

RATE

APY

$2,500.00

minimum to earn APY

0.15%

$10,000.00

minimum to earn APY

0.20%

$25,000.00

minimum to earn APY

0.25%

$50,000.00

minimum to earn APY

0.30%

HD (Rewards) Checking

No monthly fee

RATE

APY

$75,000.00 Maximum
Monthly Qualifications

2.00%

2.02%

Regular Checking

No minimum balance No monthly fee

RATE

APY

0.00%

Christmas & Vacation Clubs

RATE

$1.00 to unlimited

0.10%

IRA's

Regular Rates

RATE

APY

1 Year Certificate

1.00%

18 Month Certificate

1.25%

1.26%

3 Year Certificate

1.25%

1.26%

5 Year Certificate

1.75%

1.76%

1 Year Educational

1.00%

Accumulative

0.25%

Certificates

Minimum deposit $1,000.00/Rates & Terms vary

RATE

APY

$1,000.00

(3 month)

0.50%

$1,000.00

(6 month)

0.75%

$1,000.00

(12 month)

1.00%

$1,000.00

(24 month)

1.25%

1.26%

$1,000.00

(36 month)

1.25%

1.26%

$1,000.00

(48 month)

1.50%

1.51%

$1,000.00

(60 month)

1.75%

1.76%

>SPECIAL CD<

$1,000.00 (9 Months)

1.50%

1.51%

>SPECIAL CD<

$1,000.00 (15 Months)

3.00%

3.03%

Loan Rates

Personal Signature

RATE

5 year max. term

9.99%*

*The rate listed is based on the applicant’s credit worthiness and may vary from that shown above.

Vehicle Loans

As Low As

Up to 72 months

5.99%*

73 to 84 months

6.24%*

120% financing

Auto Options
36-72 months up to 120% LTV

5.24%*

*The rate listed is based on the applicant’s credit worthiness and may vary from that shown above.

Home Equity Loans

As Low As

up to 80%

81-100%

Fixed – Up to 5 Years

5.24%

5.74%

Fixed – Up to 10 years

5.74%

6.24%

Fixed – Up to 15 years

6.24%

6.74%

Fixed – Up to 20 years

6.99%

7.24%

Variable – Up to 15 years

7.50%

Index: Prime Rate + Margin
Application fee: $50
Closing fee: $100

New/Used RV

80% financing of retail book value

10 year maximum term

8.99%

Share Secured Loan

3.99%

Credit Cards

VISA UChoose Rewards Credit Card

12.49%

VISA Traditional Credit Card

9.90%

Mortgages

Rates and fees are available through the loan department

Rates & fees are effective as of 01/12/2023 and are subject to change at any time.

Deposit rates are expressed as Annual Percentage Yields. Loan rates are expressed as Annual Percentage Rates.

Rates Calculator

Image of Calculator — Click here or on the image above to begin calculating your rates.
***(Please be aware that this***
***rate calculator is not a guarantee of credit)***