Members have reduced their car payments by up to 40% through Auto Options loan financing — and you can too.
Whether you’re shopping for a new or used car, our Auto Options program helps you with an affordable auto loan that fits your monthly budget. Apply Today!
✔️No money down
✔️A payment you can afford
✔️Reduces your risk of negative equity
Do we have your attention now?
“With the continued rising cost of all vehicle types, Auto Options offers a flexible alternative to high monthly payments—making it easier to get the car or truck you want without stretching your budget.”
Mitch Lamoureux, Vice President, Lending
Member Testimonials
about our 5⭐ Star Loan Team
⭐⭐⭐⭐⭐As always it’s a great experience dealing with Casey and the Auto Options Program PA Central offers. Casey is amazing at what she does, and is super fast to respond to any questions/concerns you may have. This is my fourth Auto options loan and it has saved me a ton of money versus a normal auto loan. I highly recommend that if you’re car shopping and need financing to give them a call and look into this wonderful program and save some money! — Stephen C.
⭐⭐⭐⭐⭐Always there to help very friendly, they get back to you quickly. Great customer service. Great auto loan programs. —Theresa S.
⭐⭐⭐⭐⭐We have our car loan through PA Central. Casey made everything go smoothly and easy to comprehend. She stayed on top of everything and made the whole process so easy. Their rate is great and everyone I’ve talked to has been so nice and helpful. I am so thankful we found PA Central!! — Kim P.
Frequently Asked Questions
Is Auto Options a leasing program?
No, Auto Options is not a lease. It is similar in the fact that payments are lower, but you own your vehicle.
Can I finance a new or used vehicle?
You can purchase a new vehicle or used vehicle up to 5 years old from the current year.
Do I own the vehicle?
Yes, you own the vehicle and it is registered and titled in your name.
What options do I have at the end of my term?
You can trade in your vehicle, sell it privately, refinance, or walk away.
Are there any upfront fees or penalties?
No, no down payment is required and there are no penalties for paying the loan off early.
Who can I contact to get more information?
You can call us at 717-564-4661 and ask for Casey or Mitch or you can email us at yourautoloan@pacentralfcu.com.
