IMPORTANT! Some members are receiving fake text messages asking them to confirm a purchase at Best Buy or other merchants. When they respond, these messages direct members to call a phone number with an 804 area code—this is not from us. Our legitimate fraud texts always ask members to call a toll-free number. Do not respond to or call the number in the text message. If you receive this message and have questions about your account or your purchases, please contact us directly. Account security is of the utmost importance to us!

Holiday Skip-A-Pay is available for eligible loans
from November through January.

Skip a loan* payment in November, December or January 2027 — use the funds for holiday cheer or whatever matters most to you!

The $35 processing fee must be paid in advance by check, E-ZPAY (convenience fee applies), at a branch, or can be deducted from your Savings or Checking Account at PA Central.. Submitting your request is easy. Complete the e-sign form online or download a PDF to print. You can return your form by fax, mail, or by dropping it off at any PA Central branch.

Please note: Skip-A-Pay requests are processed once the $35 fee is received. The fee must be paid in advance and can be submitted in several ways—by check, through E-ZPAY (a $5.99 convenience fee applies), deducted from your PA Central Savings or Checking Account or paid in cash at a branch. Interest will continue to accrue during the month you skip your payment. Excludes VISA credit cards and some auto loans.

>>> IMPORTANT! <<< Carefully review the steps below to pay your Skip-A-Pay $35 fee through E-ZPAY.

E-ZPay payment screen image

You will need the following information to submit the Skip-A-Pay Fee:

  • Your 5-Digit Member Account Number**
  • Loan holders date of birth
    ** If you do not know your 5-Digit Member Account Number, contact us (Monday through Saturday during business hours) and we will assist you
  • Debit Card or ACH Payment information

Once you are logged into the E-ZPAY payment portal, use the drop down screen, choose Primary SAVINGS (do not choose your Loan here or your fee will be applied incorrectly), follow the steps on the E-ZPAY payment screen to make $35.00 Skip-A-Payment (see example below). Remember the 4-digit PIN you created so you can re-access the E-ZPAY portal in the future.