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VISA® Credit Card

Get the purchasing power and convenience of a PA Central Visa® Credit Card. With a low rate and no fees, you can begin shopping, traveling and saving today.

  • Low RATES
  • No annual fee
  • Choose TRADITIONAL or UCHOOSE REWARDS

Use your PA Central Visa® Credit Card at gas stations, supermarkets, fast-food restaurants, and more.  VIRTUAL BRANCH ONLINE BANKING, MOBILE APP and  make your PA Central Visa® Credit Card even more productive as you can easily check your available balance, make payments, and secure your card on the go.

We Give You Choices at PA Central!

– UChoose Rewards Card 12.49% APR

– Traditional Card 9.90% APR

– Personalized VISA Card


Our Credit Card Programs have the following benefits:

Get your Card for FREE in one day with
INSTANT ISSUE!

  • Free Personalization of your PA Central Credit Card – add a photo of your loved one, pet or your favorite vacation spot
  • CardGuard App allows you to turn your card on/off and receive purchase alerts on your card
  • Online Access – online management of your credit card account
  • Annual Fee = Zero!
  • Balance Transfer Fee = Zero!
  • Low interest rates on purchases and cash advances
  • UChoose Rewards has double points on ALL purchases and a full online catalog of redemption options, click here.
  • 25-day grace period for purchases
  • Zero liability for fraudulent transactions
  • Fraud Monitoring 24/7

PA Central Federal Credit Union Credit Card Options

UChoose Rewards 12.49% APR 
Apply for Individual Card | Apply for Joint Card

Traditional 9.90% APR
 Apply for Individual Card | Apply for Joint Card

Personalize Your Credit Card: 
Download Instructions